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Notice of payment offer
After sending a notice of payment offer, would it be best to continue to send money every month to their postal address, or once they have accepted my offer, I could continue with bank transfer? It’s not like I state I’ll be paying in $5 notes but who knows with these systems. 😊
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106 Replies
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I’m assuming bank transfer is fine as the notice is just to explain my financial hardship and to get them to bank the first note. So I can do monthly transfer after this, Is that correct?
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If I was in your position I would do that and I would make absolutely sure that I kept the evidence of them accepting my offer just in case they try to claim there was no acceptance of your offer (at a later date after paying the full amount).
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In the way of evidence, I was thinking maybe I should give them all call (and record it) to find out what they have done with my offer as I hadn’t heard back. If they say nothing has been sent back yet at least I know the 72 hours is up and the contract is locked in by default.
If they say they cannot accept it ill just ask them, are they refusing to accept my payment?
Then there is a recording of their response.Just to clarify, If I have that proof of acceptance, then paying them through direct transfer would be okay, is that what you meant when you said “if I was in your position I would do that”?
Sorry to be so repetitive, This how my brain works, and thanks again 🙂
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Yes to all of the above.
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Just an update, I gave them a call today:
(I have a question at the end)I asked them about my notice of payment offer and whether they had responded because I hadn’t heard back yet. I told them my registered tracking number shows the delivery date to be the 9th of November at 8:15am, (5days ago and well over 72 hours).
They had to refer me onto someone higher up. He said they cannot accept that type of payment (acknowledged it as a type of payment) and went on about all the nonsense of, I can sort out a SPER payment plan, or elect court, then let me know how much the fees could end up costing me, blah, blah, blah.
I did ask “if the payment was refused would that not mean the liability to pay is discharged”? He then just repeated why he couldn’t accept my payment.
<font color=”rgba(0, 0, 0, 0)” face=”inherit” class=””>He said they had sent something back to me to refuse my offer because they can’t accept that type of payment. </font><font color=”rgba(0, 0, 0, 0)” face=”inherit”> The best part was when he said he had my $5 there and I can arrange to pick it up. so I said “oh so you do still have the $5 in your </font>possession<font color=”rgba(0, 0, 0, 0)” face=”inherit”>, it wasn’t actually sent back with the letter refusing my payment? “. He said “yes’. So wh</font>atever they sent back will have a date on it, if not todays date will even do because he mentioned it on the call. They have possession of the $5 so regardless of what date they say they responded, they have kept my money in their possession for more than 72 hours.<font color=”rgba(0, 0, 0, 0)” face=”inherit”>
</font><font color=”rgba(0, 0, 0, 0)” face=”inherit”>
</font><font color=”rgba(0, 0, 0, 0)” face=”inherit”>I went well for a first time asking about a notice of payment offer. I was nervous at the start but I have to say they were really kind to talk to and actually made it easy to have a conversation with them. I don’t think he had much of an idea what the questions I was asking would mean, so he was very </font>accommodating<font color=”rgba(0, 0, 0, 0)” face=”inherit”>, which is a bonus. Hopefully this helps others. </font>Obviously,<font color=”rgba(0, 0, 0, 0)” face=”inherit”> the process </font>isn’t<font color=”rgba(0, 0, 0, 0)” face=”inherit”> finished so I’ll keep updating either way</font>
<font color=”rgba(0, 0, 0, 0)” face=”inherit”>
</font><font color=”rgba(0, 0, 0, 0)” face=”inherit”>I’m guess they would send it to court. I have downloaded the court role play modules and language so I might hook into that with my time off just </font>in case<font color=”rgba(0, 0, 0, 0)” face=”inherit”>. I thought I could possibly:</font>
<font color=”rgba(0, 0, 0, 0)” face=”inherit”>Q. Send them another letter explaining why they have accepted my offer by default and that I will continue my payments to them each month as agreed upon in the contract?
</font><font color=”rgba(0, 0, 0, 0)” face=”inherit”>
</font><font color=”rgba(0, 0, 0, 0)” face=”inherit”>Thank Solutions Empowerment, Thanks Morag :)</font>
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When you send them the letter rather than explaining to them, simply thank them for accepting your offer as acknowledged by keeping the payment for longer than 72 hours etc. have you purchased Module 3; 10 Ways to Discharge Debt?
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Well done ringing and recording the conversation. You will be able to use it as an exhibit to an affidavit if need be. I usually transcribe any recordings I have so they can be quoted and referred to eg ‘…refer to exhibit blah blah highlighted in yellow’ after I have quoted the transcript in an affidavit.
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Yes of course, that makes more sense. Yes I brought module 3 and I used the 6 OfferToPayExample and changed it to suit the infringement notice I received. Will I need to reference documents from that module for my reply letter as well?
Thanks. Thats a great idea. I’ll write that out as a transcript tomorrow then. and then prepare a letter to respond and thank them.
Sorry just an extra side note question:
Because they have kept the money I’m going to continue paying and that makes sense to me.
But for my learning sake: They have refused my payment today, but on the other hand they have kept the money to accept the offer. I have stated in the payment offer conditions ‘if they<font color=”rgba(0, 0, 0, 0)” face=”inherit”> retain possession of it for longer than 72 hours after receiving it, I agree to meet the amount of that monthly liability until further notice’. So for me to just stop </font>paying<font color=”rgba(0, 0, 0, 0)” face=”inherit”> on the basis they refused my payment offer, would that mean I’m breaching my own contract because I said I’d pay if they </font>retained<font color=”rgba(0, 0, 0, 0)” face=”inherit”> </font>possession<font color=”rgba(0, 0, 0, 0)” face=”inherit”> of the money? </font>If that makes sense, I couldn’t work out how to word it any other way.
Thaaaank you Morag 🙂
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Sorry I cant work out why my writing is changing to symbols when I send the reply. I hope you can read that
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That paragraph should say: So, for me to just stop paying on the basis they refused my payment offer, would that mean I’m breaching my own contract because I said I’d pay if they retained possession of the money?
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Yes you must stick to the terms you have agreed to with them. They have agreed by their performance and once you thank them for their agreement then you proceed with the terms of the agreement.
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Are you writing a three step notice to them? If so then you need to complete a second and third step to create an equitable estoppel agreement and a private default judgement.
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There doesn’t seem to be any examples or more steps in the 10 ways to discharge debt module. The notice of payment offer doesn’t seem to have its own module either like the other methods. The BOE module I brought seems to have an example of each step but wouldn’t really be appliable.
Is there a good example of an agreement, and a default judgement I should reference to do the next letters? -
I can share generic copies of the Lockdown Non consent for NZ if you like, I’ll share round one here and you can use this as a template for the Notice process. Once you have completed your first round then I will share the next round with you.
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Thats so kind of you. Thank you again Morag 🙂
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Here’s another example from a process I completed it may be simpler to use.
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This is the process I used as a template when I started completing my own three step notice processes.
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I went over the recording, they were saying “we cannot accept payment, we are not a payment Authority”. I was more focused on the reply they send out and the fact they kept the money.
I sent it to the only address on the form ‘Fine administration and management devision, Queensland revenue office’. BUT I probably should have sent it to the ‘road camera safety office’. They are not listed on the fine but that would actually be who it’s from. As far as I can see they are separate companies too, which is probably for good reason.I may have to send it out again. as annoying as it is, it another thing to learn from.
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i feel a bit stupid now haha. I learnt a bit from this process though.
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I called again (recorded), they said they were the fine administration office, had issued the fine and they used to be the road camera safety office but they have now merged. I asked her if the fine was issued by them and she said yes so I guess it doesn’t matter what department i sent it to she admitted the fine was issued by them and they kept the money.
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Yaay, and don’t worry about mistakes, I’ve made a few dumb ones myself and no doubt I will again in the future. As you say it’s all a learning curve and we learn heaps more from our mistakes than we do our successes, paradoxically.
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Hi 🙂
I am finding it a bit difficult to reference the declaration.
The sample are set out towards the reasons why they shouldn’t pay and set out for the living.
I’m paying them the $5 and stating my financial disposition, then accepting their default consent. (telling them they consent) Most of mine is the opposite and part of their stupid system unfortunately.I have still written some of my own though. I’ve removed what wasn’t relevant. I’m not sure if I’m missing something that may need to be in a reply to claim they have accepted the contract .
I wouldn’t be putting a conditional acceptance in either would I? because I’m stating they have already accepted by default?I attached the letter they sent me in reply. it was of course dated the 11th of November. They received it on the 9th, to make it within the time frame but I only received it yesterday.
They have my money, but it is at the police station and they claim it is an offence to send cash through the post”. They are so evil haha.I’ll attach my transcripts too. People can look at them if they read this thread. I get very nervous being new so my responses and answers could be A LOT better haha. but when I read over them, that’s where I can l remember what I should have said. There are 4 transcripts, I called 3 times haha. probably shouldn’t have spoken to SPER but I’m interested to see if that’s a mistake or not.
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I’m adding the references to my reply in the ‘Estoppel Conditions Apply Upon default notice’ sample you gave me.
Just to clarify I’m understanding this:
I should be quoting the relevant part of the transcripts into an affidavit first. Then referencing the page and paragraph of the Affidavit into the ‘Estoppel Conditions Apply Upon default notice’ that I’m completing now. I don’t actually need to send the transcripts to them, just the Affidavit with the references from the transcripts I have at home recorded and ready?
I guess they have the recordings too so they can reference them if they want to investigate my references to the calls. -
You can use the transcript as an exhibit to your affidavit and just highlight the relevant sections. If you reference the transcript more than once, then highlight the relevant passages in different colours to enable them to find the quote quickly.
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The important thing to remember is not to make any claims eg ‘you have already accepted by default’ as opposed to “thank you for your acceptance of my terms and conditions’ and, ‘did you not keep the $5 you received for longer than 72 hours?’
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Thank them for their kind reply. Thank them for confessing in their letter that they still have the money retained on their behalf by the police and therefore remaining in their possession and that it has not Beene delivered back to to within 72 hours. Ask them for evidence that it is an offence to send $5 in the mail et etc. Go through the letter with a fine tooth comb, looking for confessions and claims.
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Thank them for their kind offer, [because anything they claim you owe them is just an offer] however I respectfully decline as my offer has kindly been accepted by you as evidenced by you retaining my payment for longer than 72 hours once again thank you for your acceptance.
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Oh that’s great, Thank you again 😊 That all makes a lot more sense, I’ll continue with those.
One more question, should I date my reply with the 16th as it is exactly 14 days after? Or is it okay to date it with tomorrows date if I post it then? Being 17 days after the date on my ‘notice of payment offer’
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Yes date it on the day you post it. Make sure if you are giving them a set amount of days to reply that you start the 14 days (or how ever many days you are giving them) on the day you post it.
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Hey have you completed module 10? Is anyone going though module 10 credit card debt and want to do the process together?
I’m wondering what we do after sending the letter that Mark goes thru in the video… the stamped documents etc. I don’t see him go through them in the video and Im not sure what to do after sending the first letter, a cheque, bank statements…. ask for the statement? I want to send 10% an have the debt cleared.
I have a few questions, like, do we send all bank accounts of just one? What if you own a home in your name, can they threaten that?
Thanks in advanced. Been trying to work this out for a while, and would love to work along side others.
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I’ve chosen to do the ‘notice of payment offer’ for my fine. Unfortunately there isn’t actually a module specifically for this one so you don’t get the 3 step process templates set out specifically for the ‘NotIce of Payment Offer’ The 3 step process was shared in this thread though so it explains what you need to send for each step if you choose this method :).
I haven’t actually brought module 10 yet. But I did buy the module 7 for the ‘Bill Of Exchange’ process which is perfect for credit card debt, and would be one of the stamped processes he runs through in his discharging debt webinars. There are plenty of examples for that process in the document module pack too.
I may or may not need module 10 for my zip money debt. Ill have to wait to get that one because I got mandated AGAIN haha, but I could let you know when I’m tackling that one. I’ll give the bills of exchange a go for my zip money debt
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Do you know if they usually send something back, or could they possibly just bank the note and quietly accept the offer? They are sneaky haha.
I do have evidence of them receiving it through registered post, I only posted Monday so something may come.
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They never reply but keeping it longer than 72 hours is deemed acceptance, if they send it back that is deemed refusing a payment and so it discharges your obligation if they refuse your payment.
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Can anyone assist with pointing me to the law that says debt is wiped if creditor refuses to accept full payment in legal tender?
I am aware of the Legal Maxim: “A payment refused discharges the liability to pay the debt” but is it also written somewhere in Commercial or Civil law?
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This reply was modified 2 years, 7 months ago by morag-janet-of-the-hill-family.
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Hi everyone 🙂
I’m trying to fit this in while on holidays. It’s hard to stop and get on a computer to write these out with my brain still learning, especially after all of this grounding we need to do haha.
3 step process:
1. I’ve sent a notice of payment offer which I’ll attach. I don’t think I actually added it at the start.
2. I have written out the ‘Time Sensitive Estoppel Apply Upon Default” I highlighted 2 sections I had questions on, in yellow.
I have filled out the ‘Declaration in the form of an affidavit’. However I am unsure if its relevant because I am not doing a notice of objection or discharging the debt, I am just claiming financial hardship? Is it necessary to state all of that in my case?
I did not send a fee schedule in step 1, which I feel really should have accompanied the Notice of payment offer letter. Could I send it with step 2? I guess they have already accepted the letter by default but in case it went to court it would be good to have it documented within the process.
I haven’t gone over these to really look for mistakes and make fix ups. My wording isnt great sometimes but as long as its effective I’ll get better in time.
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Hi Laura you need to also check out this webinar http://solutionsempowerment.org/webinar-how-to-draft-and-apply-affidavits-and-declarations-effectively/ You need to have your exhibits with your affidavit to support the statements of fact in there. One statement to each point. So you will need to add some points about the facts your exhibits are supporting. I have made some suggestions some formatting of headings didn’t translate well when I cut and pasted it. . Also make sure your affidavit is separate from you Notice. You also need to have an exhibit list with the affidavit.
Webinar: How To Draft and Apply Affidavits and Declarations Effectively
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Thank you, Morag. That it really kind of you to go to the trouble. I do really appreciate the time you have put in.
I just called them for the director’s name, they refused to give it to me. I Asked them ‘am I not allowed to get the name of the director who issued the fine? He said no. He kept putting me on hold. He kept dodging the question and asked me to pick up the $5 again, so I asked him ‘did they not confess in their letter they have the money retained in their possession on your behalf’ and ‘in your letter have you not confessed you have held possession of the money for more than 72 hours? he said yeah, so it’s just waiting for pick up.
He wouldn’t give it to me. I’ll do a transcript for this too. I actually did really well this time (finally). I answered with questions, and I knew exactly how to answer him, I had him stuck on how to answer, to then put me on hold a few times, and then I answered his ‘dodge’ questions with good questions.
May I ask another question. I have given them a payment offer within the time frame, pay by date being the 22nd, which should be fine. But would it silly to send 2nd step tomorrow or thursday? I have a more important case on today that needs a lot of attention and time. But if that may look bad in court ill try fit it in.
Thank you again
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Hi here is what one person said when they refused to give a name…”<font face=”inherit”>In light of your failure to provide the ‘name’ I can only be left to guess the name of the person who is liable. Therefore (and until you name them correctly) I will name that person “Betty Swallocks” and the department in which they work will be known as the “crapper” as ultimately this is where these false demands belong.” As you can see he decided </font>to<font face=”inherit”> have fun with it to see what </font>would<font face=”inherit”> happen. So long as you send your next Notice within a month it will be ok. Just make sure you get the date for them replying in line with when you send the notice eg three weeks from when you post or whatever time frame you have decided to use. And make sure the dates on your Nortices are lined up with when you send it.</font>
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It looks like my replies are getting the <font> treatment now as well, it must be a glitch on site.
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Hi there lovely people 😊
I’m doing my documents today. 🙁I’m unsure of what the next document should be in the case of a notice of payment offer.
I will explain what I’m thinking because it’s a loop of two different conclusion on the process that kind of contradict each other. It might sound silly because I’m confusing myself but looking at it in two different ways.The thought I’m having of the notice of non-consent and conditional acceptance: would that be used only for the case where I was not going to pay anything or not accept their offer? I’m confused by the fact that I am declining their offer, however I am choosing to pay it off so is that not accepting the fine in a way, or just that I’m changing the conditions?
Firstly, I have only sent a notice of payment offer to them with no other documents.
So I thought maybe the estoppel I’m doing now would be the ‘First’ default in this case?
*<b class=””> First default for estoppel
* Certificate of mailing<font color=”rgba(0, 0, 0, 0)” face=”inherit”>* </font>Affidavit<font color=”rgba(0, 0, 0, 0)” face=”inherit”> </font>
<font color=”rgba(0, 0, 0, 0)” face=”inherit”>* </font>Fee<font color=”rgba(0, 0, 0, 0)” face=”inherit”> schedule</font>
or
should I still be doing a <b style=”font-family: inherit; font-size: inherit; color: var(–bb-body-text-color); background-color: var(–bb-content-background-color);”>notice of non-consent and conditional acceptance as the estoppel if it applies? Could it apply in the way that:
1. I’m not accepting their terms ‘non-consent‘ to pay their way.
2. but accepting on the condition they accept the terms I have changed in my Notice of Payment Offer to come to an agreement ‘Conditional acceptance“.
Another thing I’m thinking of here, is they have already accepted by default in their reply so would the notice of non-consent and conditional acceptance give them a chance to change the conditions again? Would I again be sending an offer when I should be doing the first default.
Questions on another note:
* Should I be sending money to them again as it would have been a month or 28 days tomorrow. Or should this commence once the 3-step process has been completed?
They don’t seem to like the $5 note in the mail. Should I ask them which account they would like to nominate so I am able to make my $5 payment each month as promised? I can get a cheque book but it will take a week.* should I have send this offer of payment because I am under duress.
A lot of questions again. Always only address them if you can or have time. There are ‘good’ questions and ‘bad’ questions with newbies haha so I get some of mine may not make sense or get irritating.
Thanks
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meant to say:
firstly, I have only sent a notice of payment offer to them with no other documents.
So I thought the estoppel I’m doing now would be the first default in this case
First default estoppel
certificate of mailing
affidavitfee schedule
……… -
You don’t have an agreement with them in the three step process until you have sent the Final Default Notice. Once you have completed that, then an agreement has been established in the private and no other party can trespass that agreement. If that has been done then you just proceed with the terms of the agreement. If they attempt to take you to court then you study that procedure (court scripts etc and court webinars) and use your agreement to prove that there is no case to answer to by asking the right questions in court.
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Thank you Morag
Okay so I’ll do the 1st step making the estoppel a ‘notice of non-consent and conditional acceptance’ – outlining the terms.
the affidavit – ‘ declaration in the form of an affidavit – outlining what the facts and include supporting documents.
mailing certificate
fee scheduleI only need to start making payments once the final default notice.
I’m really sorry, another quesion:
When addressing the director (radom name), can I just note in the Affidavit they would not give me the directors name and that I can only guess the name and will be referring to them as ‘random name’ like betty swallocks in the example you gave me above. I can make a transcript of the call where they did not give me the directors name.
Or
Should I really just call again and let them know I can only guess the name of the person who is liable until you name them correctly. Therefore I will name that person ‘Random name’ and the department in which they work to be known as the Fine administration and management division, and Queensland revenue office. …. -
Watching the affidavit webinar, I should have sent the additional documents with the notice of payment offer being the 1st step. I sent the notice of payment offer alone. will this matter?
when doing the first default I can attach a copy of the notice of payment offer as a supporting document numbered in the affidavit. -
I mean, l I’ll list the ‘notice of payment offer’ document I sent anyway, so doing a first default and sending the mailing now is fine.
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It sounds like you’ve worked it all out 🙂
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My wording is terrible. But I had to get something done today. I can print and send now. I have a registered mail envelope, but I won’t get a certificate of mailing for today becuse I’ll post tonight and it’s the last day of 28days
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What are you wanting me to do with your affidavit?
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You don’t have to do anything unless you want to pick apart my mistakes haha.
I actually sent each exhibit with a front page saying Exibit “LA – XX”In large, paper clipped to that exhibit so it’s easier to find.
And I wrote on the copies “copy – exhibit LA – XX
I want to add what I actually sent to this thread for record. People can pick it apart or learn from it. Plus maybe in a year I’ll come back to this and see how much I’ve learnt. Then pick on myself haha
I’ve learnt a lot from this already. It’s a bit annoying it overlapped other things. We have just had a huge win from else so I can’t complain. Silver linings everywhere haha.
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That sounds great, well done 🙂
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Hi 🙂 how is everyone
They did an exceptional job replying haha. I’ll start me step 2 now.
They answered nothing. but they are giving me an extension each time and haven’t sent it to sper yet. -
Wonderful!!
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Sorry to ask. Would you possibly have an example of a notice of ‘Default Notice and Notice of Non-Consent’ they may be useful or relevant to this next step? It’s also good for my wording to learn how to set it out, and what words I could replace.
In this letter I’m guessing I outline to them that the matter has been finalized as they have failed to, refused or neglected to answer the question in the notice of non consent and conditional acceptance buy close of business on Monday the 21st of December.
I’ll obviously wait until that the date I gave them to reply before sending this out ,but I can also ask them “did I not send a way of payment in the form of a ‘notice of payment offer’ before the pay bay date on the Infringement notice and well as any other date you have mentioned? -
This will show you how to do it. It’s for NZ but the form of how you do a second notice is there.
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Thank you so much AGAIN. 🙂
I just realized I didn’t put my address under my name at the top of the notice of non consent and conditional acceptance. I think I deleted the address to change it to my new address and didn’t put it in, so it just says Laura Clair of the family Adams 🤦♀️. Do you think that will affect anything? Theres always something else each time I look at my sent documents.🤣 -
Did you include the address to which they could send their reply any where else in the document?
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Yes I sure did thanks to you and your template. Few hahaha
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That should be fine then
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I changed my license over to my sisters address interstate NSW before I sent the last set of documents.
I instructed them to send it to the NSW address
So, they have actually sent the reply to my “old address”. I said, “Incorrectly addressed mail may be returned without dishonor”. I’ve already opened it though, I could have returned to sender had I thought of it then.
I guess they have never replied at all though because I haven’t received it from NSW hahaha. so, I won’t even reference what they have said and just send them my next step 🙂 -
Also “Please accept my humble apology for neglecting to put my address for delivery at the beginning of the [name the Notice here] although I did put it in the body of the document and I have corrected this error in this Default Notice and I now have my address at the beginning of [name the default Notice here] as well”
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Hi there 😄
Doing the second step. Can I add new questions to the default or change them slightly or would that not really make sense because I’m giving them a second chance to answer the original questions.
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Yes just repeat the first questions, they can be emphasised more but don’t add any questions you haven’t previously asked.
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Thank you 🙂
I made some statements like declining their offer to send the fine to another entity like Sper. I should have added the question after stating it in the same document.
e.g.” Is there any existing agreement or contract where I have not expressed my non consent to send to other entity…..?”.
I can’t really do that now then, but I know what I should have done.
There are so many questions I didn’t put in because I stated them, I’ll make sure I run over them and add questions to anything I point out next time 😄 -
Hi there 🙂
Do I need to send a copy of the first notice and documents, or just the relevant documents to the exhibits I reference in this second default notice?
I know its holiday time so if there is no reply I’ll give it a go to send as it is 🙂 This is more for trial and error anyway.
This is my second default so far
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Yes that definitely seems to be a non response.
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Why did you share your payment offer, hasn’t that already been accepted by them?
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I just shared this for others to see. I didn’t add it at the beginnings. Just so they can see what I am referencing in my step 2.
Just in cace others have similar question or mistakes as me-
Oh ok 🙂
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This reply was modified 2 years, 7 months ago by
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Thank you Laura for your share and we learn from it as well. Great to see your journey. Well done and sending you kind thoughts of inner strength.
Keep smiling,
Ant
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Thanks so much Ant 😊. Thats so kind of you.
I’m learning faster just trying the processes, thanks to Morag-janet-of-the-hill-family. trial and error haha.-
Morag is great for her knowledge and pointing us in the right direction, like a guide and teacher within the teachings. I am starting to go back over the webinars to let more information connect and sink in. It is definitely a practice thing. The printer has had a good run the last few weeks.
Happy Friday!
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Good on you Ant, this site needs more active members like you that are taking responsibility for their learning journey. If we all do this, then it will be extremely hard for the system to harm us or to escape consequences for their actions if they do harm us. This is the way forward and the way we each individually strengthen ourselves. You in turn will become an inspiration to others.
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I think I’m not alone here, but I like reading all comments. When someone puts something out there, they are giving us a moment or understanding that has connected them, it will also connect with us to our own situations, good, bad and in between. We are all doing our own Jigsaw puzzle and we have some common themes that are helping us grow. Three years ago, I would not have thought I would be here. I ask the Universe to throw some clues and signs at me and I hoped I would pick up on most of them.
I was in a secondhand book store on the weekend. Looking for Blacks Law and Old Dictionaries, and whatever else was jumping out. As I was leaving, I found a Gray’s Anatomy book, eye level, saying hello. It’s been good going through it and looking at the start of life. Our bodies are truly amazing and the people at the top, don’t want us to think so. I heard there are about 2 million mitochondria per cell in our brains. Two million powerhouses in each cell, processing all that is inside us. The average cell has about 500 mitochondria and with all the toxins they throw at us, we are still giving it a good shot. We can turn things around and it’s not over until we say it is.
Thanks Morag for all that you do.
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You know is really like starting a new job isn’t. Having to be comfortable with the fact you don’t know it yet, you might feel silly all the time but that’s normal, getting feedback and learning from it each time. The feedback is huge.
I find I learn very slowly so I have to do it to learn really which is tricky but it’s only a fine. At the start it’s very overwhelming but lately I’ll realise I have retained some of it.
Maybe in a couple of years we will be starting bigger processes because we have so much knowledge 😂. It would be nice to discharge that bloody mortgage one day hahaha.
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Same, when you think about it. The contract is done with a dead entity, that is not you, The Living Being. We are second in order of The Hierarchy of Authority, so above any corporation and government. Seems like a good place to be and to explore.
Keep smiling
Ant
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This reply was modified 2 years, 7 months ago by Ant_made.
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Wow <font color=”rgba(0, 0, 0, 0)” face=”inherit”>that’s amazing what you have </font>leant Ant<font color=”rgba(0, 0, 0, 0)” face=”inherit”>. You are right, it’s incredible what our bodies have endured but have pushed through, I only just learnt about the level of poisoning about 8 months ago through a quantum clinic I used to go to, so </font>I’m<font color=”rgba(0, 0, 0, 0)” face=”inherit”> very new to that as well. I struggled with fatigue, memory loss, </font>speech which was embarrassing<font color=”rgba(0, 0, 0, 0)” face=”inherit”>. it changed my life eating “real” clean organic food and water, it seems over the top but the truth is for now (not for much longer) there is something to be concerned about. I have so much to learn with the system but I really like how you explain it, being more of an opportunity shown to us by the universe, who would have thought there would be another way of doing things
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I think that’s really the tough part. learning to accept who we really are after years of conditioning. The fear they set into everyone is insane. I’m the only one looking into this in my circle, so when I just choose to do what works best for me, if it isn’t the usual process they panic for me. Sometimes I’ll realize fear of punishment is rubbing off on me again, and I have to learn to block it. I think we are all slowly pulling each other out as a collective as well though. people like you are helping us. Lots of encouragement and love for each other 🙂Love your work
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Here’s a video you might be interested in watching. https://www.youtube.com/watch?v=TUADs-CK7vI
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Well this video is a blow out for explanations, god I’m glad you sent this. I need to show this to a few people 😂😂
I was actually put on a paleo and keto diet. My asthma, allergies, and fatigue are gone, I can think clearly. I can learn which I found so hard. It’s really hard to explain the difference I feel. But it is just incredible.
I’ve never had to many issues with weight so I copped a lot of slack going on a “diet”. I got sick of explaining it was for other reasons, I just say that I had gut issues.
A lady I know is vegan and she told me that bread is good for brain function and I was being silly not to eat it 😂 lovely lady but plenty of health conditions and struggles with weight. She doesn’t eat as big a meal as I do. Bread takes months to stop effecting your body.
One of my friend is a Nutritionist, lovely person as well but she asked me why I’m using Ghee, that’s fat? She is in her first year out of uni this year too. 4 years for a load of lies. I’m driving from Brisbane to Newcastle to see her now actually. If it comes up subtle enough I’ll send this to her.
And “we are to fat to defend ourselves “. Hahaha. Nearly made me cry !
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Hi Laura, I’m so happy that you also have had an awakening in this area and that you are now experiencing more vibrant health. I also suffered for years, under the delusion that vegetables were super foods and red meat was bad for me. I lost my bowel trying to cure myself from ulcerative colitis with vegetables. I was sucked in to believing organic veggies and fermented cabbage and taking meat out of the diet was a cure. Naturally I got sicker and sicker but I was so determined to make it work I almost died. I had to have an emergency operation to remove my bowel to save my life. Ten years after that I discovered ex vegan videos and to my shock the ex vegans (whilst on the vegan diet) had exhibited most of the ailments I had been suffering from most of my life (I was raised vegetarian with no red meat in the diet). I got rid of all greens in the house as I realised after hours of watching these ex vegans and then watching videos explain how toxic greens were, that the vegetables were the bane of my life. I am now on a mainly carnivore diet and eating raw liver or kidney everyday and raw eggs and cream and butter and cheese and full fat yoghurt and steak and mince from healthy beasts that we purchase from our local small farmers. My health and mind has improve exponentially and I have gained muscle and strength to do the work I need to do. I know if I had not changed what I was eating I would now be diabetic as I was pre diabetic before the change and so lacking in energy that I couldn’t even walk out to the chook house without feeling exhausted. Another thing I discovered was earthing/grounding and this is a natural healing energy from the earth, that we would normally be in touch with in our natural state, but because of rubber soled shoes and nylon carpets, we are separated from the earth most of the time. When we get reconnected, we heal far more quickly and inflammation in the body is a thing of the past, so no more aches and pains, also no more sparks flying from our fingertips when we touch a car or shopping trolley as that charge (which causes inflammation in the body) is now dissipated overnight into the earth. We purchased an earthing/grounding sheet from Aliexpress that we put on our beds so we get recuperative sleep and are grounded for 8 plus hours a day now and this has also helped us in dramatic ways.
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Oh that must have been such a horrific time in your life. It’s so unfair how much fake information is promoted and forced on us. You should never have had to go through that.
I have heard others speak about greens but I still felt they are good but I’m open to the idea they aren’t. If I’ve learnt anything, it’s that there is good reason to question them and look at all the info. I eat meat or eggs with basically every meal. Now I know why many diet has me adding ghee and MCT oil to my coffees.
I do feel like there’s a lot of changes happening. This information will be common knowledge very soon and we won’t put up with it. Then people will question everything..
Would you have a link for the item you brought online? I’d love to get one too, I didn’t know they existed. I’ve been wearing no shoes lately, I actually prefer it now, I hate shoes. Unless it’s cold haha
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We purchased the 200 x 200 size and clicked on the grey square for the AU socket. It cost us about $170.00
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I like the earthing concept Morag. Barefoot on the ground before bed. I will check out those earthing sheets. I read about a guy who connected his bed to a rod outside and got rid of arthritis and built bone strength. He put it to the test to prove his theory and got volunteers with problems. They did before and after scans and it prove to be true.
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It really works, one time I was grating some cheese and I accidentally grated my finger. Usually when that happens the wound really hurts, goes kind of yellowy, I develop a scab and it eventually falls off. When I started earthing this time when I grated the skin off the wound stayed pink there was much less pain and the wound became narrower and narrower and finally just closed up, it was almost like it was slowly zipping itself back up without any scabbing. Another thing that happened was, I was always a cold fish with cold feet and hands in bed, once I started earthing I heated right up as my blood circulation improved hugely (I have a heart murmur). Another dramatic thing that happened was when I exercised hard I usually had a stiffening of muscles two days later sometimes barely being able to move if I had exercised intensively. Once I was earthed this didn’t happen any more, so now I can power into something if I need to without the fear of seizing up two days later, it’s so amazing!! It takes away all inflammation. There is a book you can purchase it’s a very interesting read. Half of it deals with the science of how earthing works and the other half has people’s dramatic healing stories that occurred once they started earthing. Here’s a link to that book. https://www.booktopia.com.au/earthing-clinton-ober/book/9781591203742.html?source=pla&zsrc=go-nz-allstock&gclid=EAIaIQobChMIr72flvy4-wIV4pJmAh212QGuEAQYAiABEgLioPD_BwE
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I like hearing these sort of testimonies. It gets me thinking about the connections between us and this world. We pulse and Mother Earth feels us, and She has everything we need. Have you heard about a NZ woman called Veda Austin and her story with water and Dr Masaru Emoto, who found geometric shaped water crystals that from after thanking the water? They talk about water having consciousness and there is talk of it having a double helix.
Comfrey ointment/cream is one of my go-to’s. It’s great for healing the scabs, cuts (stops heavy bleeding), bone repair, bruisers and dry skin. It is DNA repairing. I get rough hands from work and my skin isn’t the best. I think it’s to do with our water. Every time I go to Japan, within 2 days of showering there, my skin cleans up. I’m guessing NZ is the same. Hot springs and mountain water, carrying lots of information.
Keep smiling and I hope the weekend is good to you.
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Hi Ant yes I’ve heard about the crystals in water aligning after prayer over the water. We have water in our bodies and I used to teach music. I always got my students to tune their guitars to 432hz as that is very close to the earths frequency and is healing and soothing. It aligns the crystals in out bodies. NZ and Aus used to have metal pipes for plumbing and this meant we were earthed every time we had a bath or shower or even washed the dishes. Men would soak in the bath after a hard days work as it was so restorative and soothing to sore muscles. Now we have plastic pipes which do not transfer the earths energy. You can earth your bath by putting a steel rod into the ground attaching a wire to it and having a steel rod attached at the other end and then put in the bath.The ground that the steel rod is driven into must be damp. This may explain why that happens to you in Japan, maybe their water is earthed. I earthed a fish tank I had with frogs in it using the method I described to you. I expected the tank not to smell too nice as I fed the frogs flies but to my surprise it smelt like a fresh stream and I put rocks and moss into it that the frogs used to enjoy sitting on. It smelt so beautiful in there.
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This reply was modified 2 years, 7 months ago by
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Sorry about the symbols again. I can figure it out
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The symbol message is like a brain teaser……..code. On the topic of food, it’s hard to follow any one thing. I think the key is to find what works and keep it balanced. It was back at the start of covid I went into the health side of things. I’ve always been reasonable with my food and kept it balanced, I love soups and stews, but I have a sugar tooth and loved a sweet after dinner. I have people I know, that have gone on raw energy alkaline diets to fight cancer and succeeded (I think mindset was a big factor). I’ve read stuff saying the photons from the sun, carries the information that we need and puts it into the air, water and natural food source, and if you cook your food, it loses the majority of it.
Then there are things like the way grain is process to make flour now days, compared to the old stone mills. From memory, I think they say the old way gives us 40 of the 44 vitamins and minerals we need, but modern processing gives us 4. Also eating one meal a day or fasting to detox and build up our metabolism. Apparently the body can go 28 days without food, but needs water. After a week, the body kicks in to gear and starts getting rid or the crap toxins and uses what it needs to sustain life (nice little reference there).
Then on the flip-side, you get people that smoke, drink and eat what they want, don’t think about it and live to be a right old age. So is it Mindset, as much as the bad stuff? If we eat things we are told are bad and give ourselves are hard time about it. Are we focusing on it and creating part of the problem?
On another level again, you can look at ratios and this is where meat come into what you are saying. Iron for women is lost due to having a period, but men actually have a build up. When they measure our iron levels, it’s a count only from the blood and there is more inside our cells and tissue, so it’s not a true count. If you have too much iron, it bonds well with sugar and they say also with glyphosate, and that causes problems. You need copper to neutralise it. It works on different ratios, I forget the exact, but say in the blood, it might be 10:1, cell 4:1 and in bone marrow one to one. There is something I read about too much iron can cause depression and anxiety, and if it gets into the adrenal gland it causes schizophrenia. Do BIG Pharma and the food industry know this?? Do I need to even ask. Look at all the process food with added iron and minerals in it, Protein shakes, supplements, bread, cereals, etc, etc. Industry feeding another industry.
Listen to your body, find what works for you and it’s ok to drop the ball now and then. Always send Positive thoughts to yourself first, as healing start from the inside.
We got this.
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I just signed back in after our time in Newcastle. I’ll have to write down everything you guys have mentioned. So much to look into its great, I’m learning so much here. I really think we could benefit from these. thank you for the links too 🙂
I better get onto this reply letter haha
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They finally sent me to sper. 🙄
I shouldn’t have opened it. I thought it was the reply from the second default. I need to get in the habit of opening the side edge for everything so I can sneakily seal it back up.
This is a seperate entity. Any suggestions on what I could try with sper. I have expressed my declination to having this sent to sper. I shouldnt contract with them at all now because that will make the notices invalid on those points.
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Here’s another angle
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Thank you for this morag. 🙂
I better get started tomorrow. One thing I realized is that they have sent the sper notice to the old address I had for Queensland. I have told them my address is a nsw address as listed on my notices n. This is the second time they have directed my mail to the wrong address.
Maybe I could ignore it. I could I even tape it up and send it back as if the owner of the address sent it back for me after opening my mail? saying that is not my residential address.They mention Aussie speeding fines. I tried their method once and it meant I’d go to court in the end. but I wasn’t ready for court.
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Here’s some ideas that might help
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Hi there 😊
I’m late sending my 3rd notice, I thought I had until tomorrow but the 28 days is already up. I have a couple of fines.
Should I still send the final notice? It won’t set me up well if I had to go to court with an equitable estoppel that wasn’t done correctly, but if it’s worth still sending it I will do it today. It was my first 3 step process that I learn everything from so I’m really happy with what I have learnt in such a short time,It’s unbelievable how much faster you learn from just giving it a go. And fines are so low risk, perfect way to learn.
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And If not, I could always just pay this one off with SPER and continue using the unclaimed and 3step processes in the future from now on. I understand them now. I have brought the infringement notice module now too, and the unopened unclaimed process it great to use first.
I’d have to call and set up an instalment plan by tomorrow if I do pay sper. would it be worth calling and mentioning “ I am only paying as I am under duress as you have failed to state a claim where relief can be granted. In your offer being the “enforcement order” you have threatened enforcement action, suspending my licence, and taking money from my accounts so I have no other option except to do a payment plan under duress”.
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Rather than saying you have ‘no other option’ you could just state (and this is not legal advice) that ‘you are paying under duress as you are receiving threatening correspondence however this is a one time exception as you have so much stress and hardship in your life at the moment and do not have the time or energy to deal with this appropriately and in future you will be holding them to account for their dishonourable behaviour if they should approach you again with any offers of acting in commerce as one of their customers and again use coercion to try to gain joinder.’ This is just a suggestion and what I would probably do if Ie in your shoes.
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If I was doing a three step process I would definitely finish what I had started to gain an equitable estoppel agreement and private default judgment, because that paperwork can be used in court if necessary.
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Great I’ll finish that then and contact them tomorrow. I’ll do a transcript for that too just to keep with me.
I have realised in my previous notices I use “l” e.g. “I sent you”. I understand now we, us and our is significant for the beneficiary and the dead name.
Could I possible apologise in my third notice, explaining where I say I I mean “we, us, and our”. Our is it not relevant or possibly now?
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I think I have worked out who the issuer is as well. She is the registrar of the SPER and QRO. So could I now add that I have referred to the issuer as “John smith” and from now on I will refer to them as “Amy Rosanowski” as the person who is liable for issuing the fine.
Just incase it’s not her I could again say “ until you name them correctly”
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I have said dear Director, and that I will refer to the director as “John smith”.
She is actually acting a Registrar.
In the infringement module they address the registrar but I haven’t done this in my other notices. but I have asked who issued me the fine, and I’m guessing that’s her.
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Yes anything you want to change you can do the above and/or apologise if you want to reset the default. If you apologise it makes you commercially whole again and eliminates any footholds or loopholes they can use against you.
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