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How do I nullify a ‘contract’ made by re-contracting over a credit card debt?
Several years ago while not being able to meet monthly bills I filled in form call something like “Financial Assessment” where I had to list my income and outgoings and suggested amount to repay.
I have managed to get the bank to say in writing that the original credit card contract is unenforceable (because they claim they lost it), but now are saying I have a “repayment plan” agreement. So it looks like they managed to re-contract with me through this.
I would really appreciate any thoughts on how to shake them off.
Thank you.
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8 Replies
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Hi, thank you for this useful information.
The lender admits they have ‘lost’ the contract document. Someone said to me that the lender has a fiduciary duty not to lose the document and is liable for the face value of the contract if they do. Have you hear this before?
Thanks,
Mark-
Put the word lost into the search on these pdfs
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Wow, thank you. There’s a lot of info in there. The Securities PDF makes it clear that it is necessary to register your BOE on a UCC3. Do you know of anyone in the private succeeding at doing this?
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Not peronally but Mark is the one who has had extesnive experience in utilising BOEs so if you want the real low down them then he’ll have it. Look out for his Q and As and attend and ask him questions to get it from the horse’s mouth.
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Here’s something else you can try, I don’t know of anyone who has done this yet but it will cost nothing to test it
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Thank you.
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Module 10 is ‘Strategies to Discharge Credit Card Debt’
