General Q&A: 27/05/2026

00:00:27 dave: QUESTION – When setting up a trust bank account does the Deed of Variation go with the trust Deed or is it used and to be added to the contract for a property purchase?

00:00:51 Kevin: Hi Mark. If you sent a BOE financial (payment) instrument to your electricity company without any instructions pertaining to non-acceptance of this instrument.

Q1…If they held onto this instrument for more than 72 hours and refused to return it to you despite your followup (letter) request for them to return it within 14 days otherwise it would be deemed they have accepted it and used it as payment, would it be regarded as acceptance if the matter went to court?
Would you continue to use the same BOE process for the next electricity bill received? How would you deal with the fact they refuse to acknowledge payment and zero the account?

00:03:30 Kevin: Q2…If they returned the BOE instrument within 72 hours, how would you respond to them saying they don’t accept BOEs? Returned BOE after 72 hours?

00:10:10 Kevin: Q…For non-acceptance of BOE where they returned it within 72 hours (i.e. abandonment), what legislation could you use against them?

00:17:18 Vas: after Council banked my 10% cheque offer and received my contract & 3 notices they are now sending overdue notice with threats of legal action. Do I hold my position by replying within 72 hours reminding them I don’t consent to re-negotiating the agreement?

00:23:19 Kevin: Would an electricity bill with the comapny’s signature (corporate seal) on it and your all caps (legal) name without a tear away payment section be considered to be a BOE?

00:48:27 Kevin: Q…If you renewed a sports club membership without submitting a new membership form (only submitted when initially joined) and that not for profit sports club belonged to an unincorporated sports association, wouldn’t the payment of that club membership fee mean that a contract existed between the paying member and the sports club with the member agreeing to be bound by the club’s rules and constitution, and both the club and the member would be bound by the sports association’s constitution?

00:52:48 ryantonkin: QUESTION: If I buy crypto from a personal account on a crypto exchange but put it in my minutes of the meeting that it’s held in trust.. does that cover me? Or does the account on the crypto exchange have to be under the name of the trust? If NOT, what if the AUD used in the personal account came from a Trust Bank account? For example: “My name” ATF “Trust Name” Commbank Account sends AUD to “My personal name” Coinbase Crypto Exchange account which then buys the crypto….am I covered? The ATO can see the Coinbase record whether it’s declared or not, so it has to be above board and legit of course.

00:53:44 ryantonkin: November Digital ID rollout: QUESTION 2: Will sending in the Non consent to digital ID notices create an exemption that still allows use of online services of online commercial companies? The thing they’re going to do is make the digital ID “voluntary” but make it so you can’t do anything online unless you “voluntarily” sign up for a digital ID, otherwise you won’t be able to login to things on the internet. Will sending off the letters you’e put together circumvent this? (Force them to show you the back door options on each website). My understanding is they’ll have exemptions to politicians and government employees so they don’t have their data vulnerable like the rest of us. So they must be planning to have a kind of backdoor remedy whenever using online commercial services so those that are exempt can get in to use the online commercial services through a non digital ID option.

Do you have an update of the one addressed to the Coalition Party leader? (No longer Suzan Leye).

00:54:18 ryantonkin: Moving Tesla shares to be held in trust QUESTION: I have a commsec account under my personal name that’s connected to my personal Commonwealth bank account that has Tesla shares. My understanding is this is the only way to hold Tesla shares as an Australian.

How do I move those shares to be held in my Non-Registered Trust?
When I asked the Commonwealth Bank clerk that helped me set up my trust bank account she said I had to sell the shares (Triggering Capital Gains) then buy them again with a new Commsec account opened under the name of the trust. I don’t fancy paying CGT on it if there’s a smarter way to do it.

00:55:38 User: Question : Can I send an Accepted-for-value money order to Archers body corporate? it doesn’t seem to have a payment slip on the bottom of the letter, nor does it say whether they accept money orders, the only address I found on the letter was the office address. Do I send the money order there.

01:03:33 User: Question: who would be a good person to have as a trustee. As the trustee bears the liability so would it make sense to have someone else as the trustee am I right ?

01:09:30 Paul Greenman: Question, which module is best for the court non consent to court order docs?

01:19:42 User: Question : CommBank doesn’t want to pay me all the sneaky fees that they took from me. went to AFCA but the incompetent CBA staff don’t want to help me. are there any other options to get my $5500 claim?

01:23:30 User: Q: I live in WA what would be a good option for a all rights reserved interstate license NT, ACT or TAS. Which state or territory is more superior or does it not matter?