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How to deal with Dental Plans?
Hi guys,
I just realized that I dont like the regular dental plan for a dental treatment that is set to start in a few weeks, with a bridge being placed on my molar teeth. There is a risk for the healthy teeth to be affected in a negative way (rotting), and I just realized that I should ask my Dentist to sign an Affidavit where he takes full liability in case a healthy tooth turns bad, due to the treatment. Whats the total sum usually paid out per damaged molar tooth in general by the way?
I dont know if this is the right way to do it, but I am ready to engage at full equity & commercial spectrum.
This is how it works here in Germany: The government health insurance plan only covers bridges and no implants or other options for dental gaps. I think I can challenge that. I have already sent private letters to the health insurance board CEO months ago, when they wanted me to pay rates retroactively. Never heared back from them ever since.
If everything is prepaid by the collateral accounts, then it shouldnt be a problem if the health insurance company simply changes the dental plan for me, right? Of course a 3 letter private agreement process should be done. Arent they responsible for all medical treatments concerning my well being?
Does any body have experience with that? I am done with their slave system. Id rather challenge everything now, than looking back one day and thinking how stupid I was still going along with their crap system, with all the successes I already had scored before.
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2 Replies
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Good on you for stating what works for you. It’s definitely trial and error when others have not tackled a particular arena. I have never come across anyone doing this with their dentist to date, might it be better to discuss it with your dentist first and tell him you have reservations and you would like a different treatment regime. He may help you find a way to do this. If he reassures you the present treatment plan is safe, then he should be willing to sign a liability statement. However if he says you need to agree to the treatment unconditionally even if it causes you harm, then maybe you can start your three step process?
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ok, I will discuss this with my dentist. My concept is this: If I have evidence that my dentiist cannot ensure the best medical treatment for my well being (not willing to sign an Affidavit of Claimant), then the liability is shifting towards the regular government health insurance, which will then have to cover other options, i.e. “the implant plan”.
I need the average total pay out sum (insurance), for a damaged tooth, because I need to include that in the Affidavit of Claimant. Does anybody know?
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