Module 55 - Debt Recovery Process, Creditor’s Statutory Demand For Payment of Debt 
Solutions Empowerment Victories: Success Stories & Strategies
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Over $52,833 of Credit Card Debts Successfully Discharged!
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Over $52,833 of Credit Card Debts Successfully Discharged!
Hello fellow SE members!
I am a new member of SE and have immersed myself in learning as much as possible from Mark and other members in my quest to achieve financial freedom and transition from the PUBLIC to the Private realm.
After watching many webinars and reading through the member community groups, I thought it might be helpful to share some success I have had in the past with discharging 3 x Credit Card debts in excess of $52K using a 4-Step Letter Process, which I sourced from another group in the marketplace back in 2019/20.
After the debts were charged off, both banks (ANZ and NAB) sold the Debts to Debt Collectors (to more than one agency, mind you). So, I just repeated the process, notifying them that I had no contract or agreement with them, and they eventually withdrew.
As you can see, I followed the process and it worked. As this was some time ago, they may not be relevant to today’s expressed terms, etc. So, I suggest using Solutions Empowerment templates (which I am about to purchase) and wanted to ask if any other members have had success with this approach using the SE method of letters?
I also wanted to ask which module is best for downloading template letters for dealing with traffic infringements, and if there are any other suggestions on which downloadable packs others highly recommend. I’m about to purchase and set up two non-registered Trusts from SE, and I’m looking forward to this exciting transition.
Anyway, I thought it might be of interest to share that if you hold your position and stick to the process, you can WIN!
Cheers!
Georgie
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8 Replies
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Well done on your successes and thanks for sharing. Module 36 for infringements. Also there is a Q and A this Wednesday where the founder Mark will answer your questions. Just put a Q… before your question in the chat so Mark can spot it easily. I recommend getting there early as there are usually many questions and first in is able to get their question/s answered . Mark answers as many questions as he can but not all questions within the time allotted, so if you get there early you will be ahead of the pack..https://solutionsempowerment.org/event/general-qa-june-18/
solutionsempowerment.org
General Q&A: June 18 – SolutionsEmpowerment.org
General Q&A: June 18 – SolutionsEmpowerment.org
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Thank you for your message Morag, and the recommendation to join this week’s Q&A! I learn so much from these webinar and I’m extremely grateful to Mark for being so willing to give his time to answer members questions!
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Yes me too! His knowledge has allowed us to be very prepared for any potential infringements or trespasses on our freedoms.
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So good to hear of your success with this , I’m happy for you . Great work
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Thank you, Twiggie! It is always great to celebrate our WINS and I hope it provides some encouragement to swing into action and protect our rights.
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A couple of years ago I used a combination of 4 notices from another source and watched Mark’s Module 28b – How To Address The Court to Win Your Case webinar a few times prior to going to court for a traffic infringement where the charge was successfully withdrawn.
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Did either of the 2 banks close your credit card account following them selling the debt to the debt collectors? What happened after the debt collectors backed off?
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Hi RTW711,
Yes, all three credit cards were eventually cancelled after they were charged off. But I had already cut them up. I haven’t had a credit card in my name since then. We only have one company credit card that our whole family uses. The biggest thing I’ve learnt from this is that if we all understand the basics of our rights, act with integrity at all times, and maintain our position, then YOU/WE hold the power. At the time, I really had no idea what I was doing (other than going along with the system).
When I realised to NEVER consent without establishing their jurisdiction or claim over me by requesting evidence or proof of a contractual agreement with them, it made more sense to be willing to comply, knowing by law that we have never entered into a contract with any Debt Collector or Agency! That is a very powerful thing to learn – the burden of proof is on them to establish an agreement with you, and just because they bought a “debt” from the bank or whoever, has no bearing or hold on you or any relationship to do business with you. They are all parasites and think they can bully and intimidate men and women – we all know they can’t if we maintain our position.
Cheers and have a great day!
Georgie
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