Westpac Credit card and Loan successful settlement and discharge of $37,000

  • Westpac Credit card and Loan successful settlement and discharge of $37,000

    Posted by breathingdeep on January 30, 2026 at 4:41 pm

    I’ve had some great news through today, Westpac acccepted my offer of $7,000 against a $37,000 total debt, 19%, this was done through the Notice of offer template from the Clear credit card debt and module 9 holding my position. I initially only offered $5,000, due to financial hardship and some health challenges, which was rejected. I then increased this to $7,000 with bank cheques and postal orders and it being timebound and a genuine offer. After sending this new offer on 5/12, I sent a follow up to the General Manager, 10 days ago, with a 7 day request for a decision or it would be escalated. They emailed today to say they accepted my offer and all debts would be cleared. Massive result, such a relief. Thank you Mark and team.

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