[Renae]

Thanks for that Morag. I have Module 10 – Strategies to Discharge Credit Card Debt and in that it says (see attached). Should I just go ahead and issue them an Invoice and Notice and Demand for Payment being that they are in default and my obligation has been discharged? They have already acknowledged in their letter that they don’t believe money orders are a legitimate financial instrument or have any monetary value in Australia.

• This reply was modified 1 year, 3 months ago by  Renae Gosper. Reason: Add document

[Renae]

Continuing on with my saga with Westpac…. When I finally opened the letter it wasn’t from the debt collector, but just from Westpac telling me that the account is overdue.

But, I have received two letters from Westpac who have passed the matter on to a case manager in customer solutions, and she has said that they “do not believe the money order is a legitimate financial instrument or has any monetary value in Australia” and “the bank does not intend to respond to any further correspondence of this nature”.

Today Westpac returned to sender my last letter to them with no explanation on the envelope.

How do I deal with them now if they won’t even collect my correspondence from the post office?

[Renae]

All good! I have answered my own question. I wait for them to default by not acting on my requests and then send a Notice of Default.

[Renae]

Thanks for your help Morag. Have drafted this to send:

Notice-of-Demand-1-224-copy.docx 25 KB Word Document - Click to view

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