Kari
Forum Replies Created
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<div> yes its all about obtaining consent, which is a huge part of there training, this is an oldie ….</div>
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Thankyou – yes, but some time ago , its only become relevant now… i need to review it all again.
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Yes i found it surprisingly easy, I removed my self from the electoral role in NZ , when the papers came around looking for people to update their information, i filled in part of it , then wrote “kindly remove me from the electoral role” . have not heard a peep from them or the local council elections.
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Hey Joe,
Have you been learning and looking for a solution at the same time while your under pressure caught up in the system ?
a big part of this kind of education is so you don’t get caught up in the system again. pick your battles , some things you just have to suck up and pay , then one by one remove the systems tentacles from your life. it all takes time .
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A legal Payment declined is a debt waived.
imagine calling the cops on an old man paying for his strawberry’s with cash. Piers Corbyn is a well known English rebel .
https://www.youtube.com/watch?v=Je246B2NKLE
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This reply was modified 2 years, 1 month ago by Kari.
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This reply was modified 2 years, 1 month ago by
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I’ve rembered one other point, mark mentions the “deed of novation” i think he called it.
the official document that transfers the debt to a third party.
here’s a good explanation of it …
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The bank got rid of the credit card, sold it to the debt collector. Is that correct?
Well done, you’ve already won!!
The process with the bank is over, the credit card and the bank are out of your life, its done.!
Feel relief at this point. As The ball’s in your court It will stay there when you stand your ground.
Now the game has changed , you have anew opponent,
the debt collector, will start a phoning and letter writing campaign, to get your to contract with them to pay the alleged debt. they want the money back they paid out, which will be cents on the dollar. Plus, interest.
Lets say you owed $20k, say the bank sold it for $7K , the debt collector will likely come for the full $20k from you because that was the balance of the card. that’s what’s on your mind. They may come across as friendly, saying, “if you can pay $15k this month , I’m authorized…” etc… on and on it goes.
Do you have a contract or agreement of any kind with the debt collector? The answer is NO
do you know anything about this debt collector? NO
So are you obligated to return their phone calls ? NO
when they call,
DON’T! agree to anything, over the phone, I’d recommend you practice your telephone personality now. ,here’s an example, “I don’t do business over the phone , please put your verified claim in writing “ thankyou have a nice day. what ever you do don’t deviate off your short script.
Don’t agree to anything, don’t engage them in conversation, about anything ! be brief to the point be polite, then hang up.
they are tricky, they know all the conversational tricks to get you to contract with them. They record all the conversations as evidence to be used against you. And of course training purposes.
you could be cheeky and for a bit of fun say , what a friend of mine does when the phone goes around dinner time , ” now there only two things a stranger will be calling about , either I’ve won some money or you want some from me , and only one of those is the right answer” follow their reply with “I don’t do business over the phone , please put your verified claim in writing “ thankyou have a nice day”
i have not ever tried that, so please don’t take it seriously.
Written communications afford you the time to consider how to respond, to which end… have a listen to this interview mark gave a couple of years ago, it’ll get you into the mind space of how you may wish to deal with the debt collector.
https://www.youtube.com/watch?v=-g9icYSb3Qw
You can play for time, by sending the letter back, depending on how its addressed, mine were a mix of all caps and title case, which I sent back. With this written on them.
Return to sender.
Address unintelligible.
Tampering with mail is an offence,
No consent to contract,
Returned without dishonor,
Readdress and resend.
on the back I wrote,
I require the man or women who takes full commercial liability for the contents of this letter. to supply their full name address, date of birth and public liability insurer, and policy number.
(put the date on it)
Photograph it both sides, file the images in the folder for this matter.
Pop it in the post box
mark out lines a conditional acceptance in that interview ,be mindful that the conditions you set are relevant to the situation at hand. here’s couple..
A Copy of the original contract which gave rise to this alleged debt,
A Copy of the triparted agreement between you, me the bank, highlighting, where I agreed that you can collect from me.
Robert Odeck has given a few good mind set podcasts on how to deal with debt collectors,
https://www.youtube.com/watch?v=0MIMiF70zGQ
https://www.youtube.com/watch?v=y8zUIW9M2TI
hope this helps
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I received from a friend this image in way of a recommendation.
this link came up in a search for a book on the subject ” law of agency pdf” , having read it i thought it worth posting .
id like to find he book it came from I’ve searched Houston university on line, but with out success ,
another search for “the modern law of contracts pdf ” pulls up several books about that subject
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This reply was modified 2 years, 3 months ago by Kari.
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This reply was modified 2 years, 3 months ago by Kari.
solutionsempowerment.org
Page not found – SolutionsEmpowerment.org
Page not found – SolutionsEmpowerment.org
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This reply was modified 2 years, 3 months ago by
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On ebay i came accross an asian crowd that was reprinting law dictionaries, you get a fresh printing of any edition you liked, this is them
https://www.ebay.com/itm/304941437794
ebay.com
A Law Dictionary Volume 2 1848 by John Bouvier [LEATHER BOUND] | eBay
Find many great new & used options and get the best deals for A Law Dictionary Volume 2 1848 by John Bouvier [LEATHER BOUND] at the best online prices at eBay! Free shipping for many products!
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the 5th edition i bought off of ebay arrived. $140 NZD delivered !. a bargin. have a scrounge around ebay, there were many 5th editions available at reasonable prices when i was looking,
currently comparing the 5th , with pdf’s of earlier editions,
https://www.ebay.com/itm/386079336747
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This reply was modified 2 years, 1 month ago by Kari.
ebay.com
Black's Law Dictionary by Henry C. Black 1979 | eBay
Find many great new & used options and get the best deals for Black's Law Dictionary by Henry C. Black 1979 at the best online prices at eBay! Free shipping for many products!
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This reply was modified 2 years, 1 month ago by
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I’m on my third listening…
