[zxrrider]

Hi I am here in England 🏴󠁧󠁢󠁥󠁮󠁧󠁿

South Bucks.

If they bought your debt then it has been settled.

Unless they can show a lawfully executed Deed of Assignment with your signature on it there is no debt.

Suggest you do a DSAR to them requesting a copy. They must prove you owe debt to them.