General Q&A: 11/03/2026 – SolutionsEmpowerment.org

00:00:18 Aaron: Q: 3 weeks after I have issued Promissory note to a credit lender for a personal loan, I have delivered 3 successive notice and demand for further and better particulars to lawyers who are acting on behalf of their client, what does the following mean within a letter (they are also claiming there is an outstanding debt) the lawyers sent to me: our client agrees to waive any right to pursue any claim against you.

00:00:19 Eleni: Q: What’s the best way to deal with councils at a round table meeting in regards to rates notices, is it to set them up to admit that they are illegal or to focus on how the payment complies with federal legislation

00:00:29 Eleni: Q: In one of your webinars you did a ATO round Table meeting and rebutted 4 case laws as you were involved in them and had knowledge. Could we also use those case laws and use what you said in those videos? I’m just hesitant because I wasn’t directly involved and don’t want to be making claims based on your script but a lawyer who is representing an adversary has given me some of those case laws to “prove” my payment BOE is invalid and I want to rebut them with your points.

00:00:48 Eleni: Q: If you ask an adversary a question 3 times and they answer indirectly avoiding the actual yes or no question and you tell them that they agree by their assent, what would you do if they screamed at you claiming you put words in their mouth and they never said that they agree.

00:00:58 dylan: Q: a lawyer used Bertola v Australian and New Zealand Banking Corporation [2014] FCA 609 as case law against Bills of exchange. I read the transcript and bertola kept making claims and the judge ended up ruling that the process was nonsense. What would you respond to this?

00:01:01 Melissa: Q. You previously mentioned that you had a court appearance on the 10th of February. What happened? I bet you won!

00:01:05 Aaron: Q: In relation to Prommisory Note process (for secured personal loan), the lender has lawyers to act on their behalf, when you are trying to get a round table meeting and you have called the lender 3 times and they refuse to talk to you and won’t agree to a meeting, what would you include/words to say in the notice and demand for mediation? Who would you send the notice to?

00:01:08 dylan: Q: Can you help me understand, do acts now receive royal assent by the governor general but it’s not proper Royal assent? Is that correct? And why is it not proper Royal assent because the constitution says the government general can give royal assent on behalf of the queen. I am trying to research it’s hard to find this information

00:01:22 Eleni: Q: If a case is dismissed sine die can we look up transcripts and use them as case law? Do you recall any of your cases we can look up?

00:01:27 dylan: Q: Can i book a 1 hour appointment with you to help me practice for a round table meeting and how much do you charge?

00:01:30 Renar Rebane: Q I got two fines over the holidays 2 days apart for no seat belt. Sneaky camera, don’t even know how. Demerit points over the limit. I haven’t paid; I received 2nd notice for only one of them. What would be the best approach to deal with this? Just doing BOE or similar won’t really deal with the demerit points, does it?

00:01:35 Morag: Q..If we were going to charge the police and council workers for various crimes they committed when invading our property, would we gather the evidence from them first (such as any recordings they took on our property and phone calls they made to their bosses whilst on our property. The cop told me he rang his boss 6 times to check before proceeding) as I have read in some places that they can refuse to give evidence if there is a court case pending then they can say they can with hold it until the case is over (for example a DSAR a data search access request, which requires any company to give you anything they have got with your name on it within their files) Will an freedom of information request for their recordings and phone calls they made on our property be likely to get a better result?

00:01:41 Aaron: Q: What would be the key setup questions you would ask in a round table meeting in relation to promissory note issued to a lender for a personal loan, they have lawyers to act on behalf of them and they are claiming there is still an outstanding debt?

00:01:44 Renar Rebane: Q I opened a trust account with an Australian crypto exchange. Would you consider using the trust for crypto trading a good and safe use of the trust? Or will it likely cause problems?

00:01:53 dylan: Q: How do you know that our tax money doesn’t stay in our country and it goes overseas. Does any stay here to pay for hospitals, roads and other things everyone thinks they go to?

00:01:56 Morag: Q..If we are trying to gather their data as evidence is it better to do it once the charges are laid by us and require them to produce it as part of the evidentiary record?

Q..Does it matter how long it takes to gather evidence before we lay charges eg can they say we were too slow in preparing?

Q..Do we just go to the police to lay criminal charges against them, such as theft, and all the rest of the crimes they committed or is there some where else we need to lay charges down?

00:01:58 Renar Rebane: Q How would one go about creating a paper trail to associate or show that an old self-custody crypto wallet is owned by a trust?

00:02:04 Eleni: Q: is it best to have 1 asset per trust?

00:02:09 Renar Rebane: I mentioned a document last week that Westpac tried to get me to sign. I asked them to email it to me, but they said they wouldn’t and I can only sight it before signing. The document is called “Tax Entity classification”.

00:02:09 Morag: Q…If a court date is set by the judge at the next hearing for what they are trying to pin on me, would we need to prepare an affidavit for the matter or just stick to the not participating in the proceedings?

00:02:11 Eleni: Q: Why do some corporations and businesses write all rights reserved on their websites?

00:02:24 Morag: Q. We have lots of evidence we have gathered of the council workers and police crimes through video and audio recordings on our property and our trespass signs, exclusion signs, locks on gates, video of us asking them to substantiate their claim before proceeding, the fact it says on our trespass signs they must have a Crown warrant, them ignoring our commands for them to leave our property as they are trespassing etc., so is that enough because we know their recordings and phone calls could potentially provide more evidence we could use as well but could asking for them be likely to trigger them to stall handing them over and hold everything up?

00:02:28 dylan: Q: Is it unprofessional to read 90% of a script at a round table meeting?

00:02:34 dylan: Q: How can we connect with people in Adelaide?

00:02:36 Morag: Q…Should we wait until we have completed a PAP for better and further particulars with affidavit to create an agreement with all parties before laying any charges against them?

00:03:27 dylan: Q: whats the best way to role play to ensure success because reading off a script it good but then you are practicing the same set up questions to the same rebuttles

00:03:41 Aaron: Q: Consideration how devious lawyers are, if we are dealing with them when they are acting on behalf of their client and all our correspondence we send has our PO Box details within Notices to them, but the address details they have in their letters to us are old address details. How would we get them to correct those details just in case they put a statement of claim to court and the address details the court will send any documentation to is incorrect?

00:04:57 dylan: Q: its been nearly a year and a water rates company has not taken legal action but has threatened it many times and I did a PAP and 3 demand notices for a meeting and still silence but every quarter I get an updated statement of account with the all previous quarters added on plus interest and then a overdue notice, any ideas how to move forward?

00:06:28 Thomas Edward:
Q: Completed an A4V to ATO 2years ago with multiple correspondences to them with zero correspondences from the ato, pretty much ignoring my letters. Called Complaints Dept start of January 26 and went through stating that the debt has been discharged and that 6 federal acts constitute payment via money order, they mentioned it will be attended to within 28 days (being 2nd Feb 26) and still no call or letters. Would it be best to send a letter to them stating that the matter is now settled and closed? Lookk forward to our meeting on 26th march. And found you on fakebook again and good to see you nipped the other issue in the bud quick smart. Peace and blessings to you and your team.

00:06:45 Aaron: Q: What would your response be to lawyers when they say that theirs and their clients silence is not their assent or their agreement because they have not answered your questions after being asked three times?

00:07:46 Peter Dojcinovski: Q Hi Mark , I received a letter from the bank stating “we’ve received your complaint ” even though in my attempt to settle a credit card by making enquiries I was under the rules of enquiry and stated that its not a complaint and to claim that its a challenge or a complaint on a credit card im trying to discharge is making false claims , Do you think the banks respond in this way to try and put you into dishonour instantly by claiming your arguing ?

00:10:31 Gavi: Q How do I put my property title into my trust without paying stamp duty ?
They’re both in exactly the same names. Titles Office said you need a lawyer to do it now coz title deeds are digital ???

Q Did I stuff up ?
I went to court recently for unregistered car. I used non consent process , 3 notices + affidavit
I used SE “Infringement” module 19 docs. in court but I didn’t hold my position & magistrate virtually pleaded guilty for me & set a hearing for September.
If I combine non consent with “I’m here in the office of beneficiary…isn’t the prosecutor the trustee & liable party” can I redeem myself if I hold my position.

00:24:18 Robert: Q/ Re BoE I have annual review payment (annual give us money for nothing fee) thats been jacked up due to missing payment. It has a payment slip on the bottom So I think it would be fine to pay it with BoE am I correct? Also do you know if anyone has paid the road licience by BOE successfully I have a concern they might not renew the licience. I’d appreciate your thought on this

00:25:19 Kirsty: Q. Was pulled over for speeding, didn’t realise id just passed an 80 sign going down from 100. I was doing 92. Licence was suspended from refusing to pay fines over a year ago. Have previously written to the CEO of SAPOL directing him to cancel my license/registration and remove my details from their corporate system, explaining I don’t wish to participate in their corporate system and to cancel any perceived contracts. I explained this to the police officer saying the license contract was cancelled so I am no longer under their jurisdiction and he has no authority over me. He didn’t give me a speeding fine, informed me a court case would be happening and gave me a direction not to drive and to vacate the drivers seat. I only complied with this direction because it was not my vehicle I was travelling in, in was my employers and I didn’t want to risk having his car taken. Do you have any templates on your website to help with this?

00:25:20 Aaron: Q: In relation to Promissory Note process (for a secured personal loan), I have delivered a Promissory Note and Certificate of Default, what would you do/say when the lender is sending someone to come and take your car away (repossession) and they are getting aggressive, they won’t let you near your car or get into it?

00:30:21 …Parker…: Q – Is it possible to use the 3 step process on a Person? Such as an EX who asked me to move out of OUR HOUSE and she will take care of the ENERGY and MORTGAGE REPAYMENTS, but has NOT even paid for HALF of both those?

00:31:15 Robert: Q/ Do you know a way to obtain the equivalent of Birth source document such as I have a document signed by my doctor on his letter head say he has known me for some years, knew my mother has visited my home on numerous occasions and that I am alive. Could I use this as a Birth source document and get it apostilled?

00:31:19 dail bird: Q: can we apply for an injunction in qld to stop council auctioning property when there has been no application to the courts and no court order?

00:31:28 Daisy Doone: QUESTION… Could a judge say that sending the council our invoices for breach of our PAP agreement, is the same as, or part of the same rate debt issue that we have already with the council , and that we are just re-contracting back with the council ( even though having done a PAP and much more), by sending a fee schedule (mentioned in the PAP) & then invoices for breaching said agreement? Could sending them an invoice actually be seen as re-contracting with them for the same issue? And are we then doing to them what they have done to us, by sending an invoice, & be classed as an unsolicited offer? (even though we have informed them 3 times and more, what we would do if they continued to send us unsolicited offers). Or can we stand on the fact that it is a completely different issue/agreement? Could we be accused of fraud by the judge? {clear as mud? I was having a conversation with another SE member, when we thought about this?

00:37:06 Effie: ?? where do we get the notices for not losing demerit points

00:37:21 Robert: Q If I close my company down while owing $’s to ASIS given the only funds are in The Directors Loan account so I can take any finds out any time. Could they come after me as the director when closing down my company?

00:42:03 …Parker…: Q – What is best way to win in a round table meeting to discuss our separation against an ex and her solicitors in mediation, when she is trying to get access to my parents assets just because they are in my name.

00:44:57 Effie: can we use bill of exchange to finalise mortgage, or do I go down the path mortgage is fraud

00:46:00 Dennis: Q: As I have sent via registered post a tender of payment to discharge the liabilities of the utility, and they have not returned or rebutted the said tender within 72 hours as stated in the notice, but at a later date they state that they cannot accept the tender for payment as there is no agreement in place to accept it and that they can only accept payment in the method in the agreed initial contract.

00:48:35 ella: question: I am applying for passports for my offspring. In order to get the ‘man of the land’ passport ive been asked to fill out the child passport docuument and attach a letter of entitlement from the entitlement department of home affairs. I feel this will raise unwanted attention. If I just sign their passports with my signature of all rights reserved will this have the same effect? If i was to approach home affairs, how would be the best way to do so as so claim ownership of my offspring as they do have birth ceritficates unfortunaley

00:50:32 pete: Q: does placing your your SMSF purchased bullion in the unregistered trust protect any claims by the ATO that you need to pay tax or any fines if it’s outside the ATO compliant public trust that you need to open a SMSF account as the trustee in the public realm ?

00:52:27 Morag: What is the difference between a ‘private prosecution’ and going to a lawyer to get them to go to court fon your behalf to pursue criminal charges against the parties that have damaged us?

00:55:52 Eleni Rocca: Q: is is too much to invoice a council for breaching a PAP i don’t want to rock the boat further and I feel they would think it is ridiculous since they claim my notices had no legal effect

00:59:56 Eleni Rocca: Q: do we have to state that we are recording a meeting? What happens if they say they don’t consent?

01:02:14 Eleni Rocca: Q: if my friend is representing me what do you say when an adversary says why is this person representing you they aren’t a registered lawyer

01:07:04 WJ: Q. He is more than happy to continue reporting and/or submitting to an ankle bracelet however the other side claimed, they believe he is a risk of and/or could re offend.

His immediate family and friends go to the family holiday house 550km north every year at easter and numerous birthdays all coincide with their break..

can you please throw some ideas at me ???

01:07:43 Vijay Kumar: You set up a Discretionary trust account 3 years ago. I’ve misplaced the hard copy. How can I get a new copy from you?

01:07:51 Kirsty: I also sent the 3 step letters to MP Stephen Mullighan head of Revenue SA, re speeding fines and to prove the legislation is valid, of course received no response but interestingly I have also not heard anything re these speeding fines for over a year…

01:08:37 Daisy Doone: QUESTION… Can they sell/auction your property without going to court first to have a hearing/mention and so go to trial and be able to defend and counterclaim the council. What I mean is can they send you a notice of sale of your property without going to court first? if you have no mortgage and your title is fee simple? We receive no services at all from the council, having answered everything ever sent to us, done a PAP and a “Notice of Acknowledgement of Agreement”. No answer from them to all the questions I have asked them, ever, most of which you have suggested in your Modules. Ie where is their authority and jurisdiction etc.

01:10:11 Daisy Doone: QUESTION… re affidavit… When is the best time to send the council an affidavit? Straight after you have attained an agreement through silence to your PAP and notice of acknowledgement of agreement directly to the council? Or should we wait until we are summoned to court and keep our facts close to our chest until needed to, so the opposition do not have too much time to rebut our affidavit and see what our actual plan will be? If so in that case, would the affidavit be submitted after the “Intention to defend” and then would be part of our defence? Or part of our counterclaim ? Or does it not really matter if we send the affidavit to the council before even being summoned to court?

01:12:07 WJ: Q. I was told today by ALS that the police unlawfully detaining me for 15 hrs and 10 hrs plus all the assault battery deprivation etc… They told me I have no case or prospect of winning and won’t help as they believe/think the police were in the right for arresting me for no ID..

I’m on my own now so I guess another round of complaints to the top figure out how to get remedy but at this stage no one gives a fluff what happened and no lawyers I’ve reached out to will touch it. Any ideas?

01:14:35 WJ: Q. is it cheeky if I take my claim of right to my Supreme Court hearing once the dates set as the transport department, police chief and minister and the chief justice at the supreme court have been served 3 times and still can’t find a notary to sign my 4th notice default judgement

01:23:11 dianerose: Q: Hi Mark, I have a HECS debt. What’s the best way to clear this. I also have an SMSF, so hope ATO don’t steal funds from this to settle the HECS debt. In the past I have received text messages from ATO giving me a 20% discount to settle the HECS debt. Of course I have replied to these messages. I have also cancelled that particular mobile number so they can leave me alone. Thank you Mark.

01:27:00 BC: Council has engaged lawyers and process server came to serve me after unpaid rates . Had sent 1st letter, reminder, then default from PAP module . What advise /info could you give to best handle this.

01:28:05 mm.aston@outlook.com: Q when you receive an ALL CAPS letter from a pirate with a demand for payment, what’s the best way to find the details of the CEO/Principal to write a notice to rather than reply to return address on the letter

01:33:16 Daisy Doone: There is something wrong with the chat tonight, I do not think you can see my questions?

01:35:30 Peter Leslie: Q when setting up a non registered trust, is it advisable that the default trustee is fully versed and comprehends the difference between the divine created man and the legal person/ ens legis?

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