General Q&A: 26/11/2025

00:010:22 Melissa: Q. I am having trouble opening a bank account for my non registered trust. What bank do you use?

00:11:10 Aaron: Q: In relation to debt collectors and going to court after they have issued a statement of claim, In the Defence of the Defendant, Would you raise how is there a valid claim without the original loan application (have requested this on at least 6 occasions prior to court)? Does the debt collector have to be in possession of the original loan application to prove they are the legitimate creditor, what if the original loan application was signed and submitted electronically?

00:13:20 Denby Jane: Q. Hi Mark. Is there a way for me to protect my half of my inheritance from tax and going through probate? My sister is ‘asleep’ and has no idea or desire to protect our inheritance. My father is terminally ill and doesn’t have long to go. Can he state in his will that my half goes to my Trust to protect it from whatever my sister’s half is subjected to? Thank you.

00:15:58 Aaron: Q: What are the key advantages and disadvantages of doing a defence counterclaim (specifically dealing with debt collectors)?

00:19:55 Vas: Q. Regarding the Private Administrative Process, if the questions in each of my 3 notices were not exactly the same have I invalidated the process? After the third notice, as a fourth step do we send an Affidavit and a Notice of Private Default Judgement both together?

00:27:53 Aaron: Q: Do you record the court sessions when you appear via video link (if you ever get on one)?

00:30:42 wj: Q. Hi mark .. just quick one regarding the trust paperwork after the meeting, how long does it normally take to arrive so I can open the account ?

00:31:07 Aaron: Q: When in court and trying to achieve a settlement (debt collectors have taken you to court), what would you say when the magistrate asks for your date of birth?

00:31:57 Vas: Q. I’ve paid 10% of land tax with cheque offer. Debt collector sent 2 messages to my mobile trying to recover the land tax I owe the State Revenue Office. Do I ignore and wait for written notice and then ask them for a contract between them and me?

00:33:05 Aaron: Q: If you are unsuccessful in court when debt collectors take you to court and a court order is issued for you to pay, can you discharge the liability to pay the order (including the debt to the debt collectors) by way of promissory note and/or BOE?

00:37:16 Daisy Doone: Question…. If the council do not rebut your affidavit, but still carry on regardless and then still take it to court, having still not rebutted your affidavit and only rebut your affidavit at the court, where do we stand there? Would your earlier affidavit still stand?

00:39:17 Daisy Doone: Question…. Have you managed to do a judicial review for your problems re your rates ?

00:40:05 Daisy Doone: Question… Re the Trust I have just received from you. Re the witness for our signing… could I just use a friend. Or do I have to use a JP?

01:00:15 Daisy Doone: Question… Does Solutions empowerment now have a Facebook page?

01:12:11 Kevin: Q…On a credit card where there is a limited space to write your signature (preceded with By) and underneath write your Title Case Name on 2nd line, and then write All Rights Reserved. In this situation, is it ok to leave out the 2nd line because you name is already on the card, and just write All Rights Reserved underneath the 1st line?

01:18:02 Kevin: With my brother’s neighbour issue, he did meet with his lawyer and neighbour to try and reach an agreement about the next renovation but no agreement was reached. What would you advise?

01:20:41 Kevin: Do you have any knowledge about the Online Safety Amendment (Social Media Minimum Age) Act 2024 which I have been told it is commencing on 10th December 2025 which will supposedly require all users to prove they are over 16 years old?