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Court Question
Good day,
I have a question in regards to CC debt, if the lawyers ask you about the statements that are sent out to you and this is proof that you used the card and paid on it. How do you respond to that particular question. The CC company sold the debt to another bank, they say in their agreement that they are able to do that and now you are in a new agreement with the new CC company.
I understand that we do not pay on a statement and I did note that all previous payments made to the previous organization were made in error and without full disclosure and I am in possession of new information of which I was not previously made aware of.
I just would like to have a good solid answer back to them when the judge and lawyers pose a question like this to me. I used the card, made payments on the card and now that I sent a letter of validation of claim to the new CC company, they state I am in a new agreement with them.
If the judge states you made purchases on the card, benefited from the card, and paid on the card, how do I respond. I have done so much research and done my due diligence for sure.
However, I am being labeled as an OPCA litigant of course, which seems to be their go to now a days. Just like labeling you as a conspiracy theorist. When you are using their system against them, such a double standards.
I have purchased may modules of Marc’s and have pretty much watched most videos some 4 and 5 times lol, however I have never heard Marc address this particular question. Unless I missed something along the way. Thanks ahead of time if anyone can offer any advice. 😀
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7 Replies
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I have some questions mate
You ask about the lawyers asking you about the statements, well are you trying to discharge the CC? Or just not pay it at all?
If you paid on it (the cc) then you are just in their legal tender world and you are just now paying off the legal tender you used with your productivity of labour earnings.
In regards to this statement, The CC company sold the debt to another bank, they say in their agreement that they are able to do that and now you are in a new agreement with the new CC company. Do you mean the CC is now in the hands of a debt collector? What do you mean another bank/CC company?
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Hi, I had the CC with a company and the CC company was bought out buy a bank. I did not take the new card or agreement and stopped paying, using the card from the original holder. I told them they bought the debt and I was discharged from the liability.
I asked them to produce the contract, agreement, or validation of claim. I sent 3 notices and a affidavit and they keep responding saying I owed the money with no proof. So now they are taking me to court.
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Study on how to prepare for court. Don’t make any claims or the burden of proof will be on you. https://solutionsempowerment.org/webinar-options-to-address-a-summons-notice-to-appear/ https://solutionsempowerment.org/p/module-28-options-to-address-a-summons-notice-to-appear/ https://solutionsempowerment.org/webinar-private-prosecution-as-a-strategy-to-achieve-your-remedy/ https://solutionsempowerment.org/p/module-28b-how-to-address-the-court-to-win-your-case/
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Okay, I was not going to make any claims. I have been asking them questions about their validation of claim. They are saying they purchased all the credit cards from the other company. Another question I had is there any information or case law that I can draw from that I do not have a contract with them. The original agreement was with the original company I had the card with.
I know they say that the company in their “agreements” say they can sell the debt to anyone but I have sent them 3 notices and an affidavit asking them to show me the agreement I have with them with my signature on it. Of course they do not respond and only threaten me, and now served me papers to go to court. I have been doing so much research and my defense does not look good as far as case law goes. I know that you would not find a lot if it was thrown out. But I am trying all strategy’s, right now I am working on my response to the notice of claim. These companies are evil and when you want to use their fraud against them they label you as an OPCA litigant lol May God be with me 🙏
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First, what is OPCA stand for? I don’t have an answer to your question but would like to know the answer too. Mine is a land rates notice from Council. I am doing the Acceptance 4 Value, Money Order process which they rejected & sent back to me. The Council has asked Debt Collectors to take the case and to take legal action if I don’t pay. The debt collectors have not responded to my first notice. They just went ahead and put a claim in through the courts. I don’t know what I do next. So am interested and following what answers you get…even though yours is to attend court and mine is to respond via the courts to their claim. I don’t know if there is a module for this?
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I found this definition on Google
The Phenomenon of Freemen on the LandLast updated: January 2022. TheLaw Society continues to hear concerns regarding “Organized Pseudolegal Commercial Argument” litigants (OPCA litigants). Consequently, we want to remind lawyers of their obligations when dealing with OPCA litigants.
What we learn here on solutions empowerment is private processes (we are not generally litigants) and once completed we take the agreements to court (if we are forced to go there) so that we can prove the matter has already been settled. Private three step processes are not psuedolegal arguments it is simply following the established rules of contract law.
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